Quick Answer: In Pakistan, gold is traditionally measured in Tola, Masha, and Ratti. One Tola equals exactly 11.6638 Grams, containing 12 Masha or 96 Ratti (1 Masha = 8 Ratti = 0.972g). Daily bullion rates quoted by Sarafa Associations represent pure 24K (99.9%) gold. To calculate 22K (91.67%) jewelry price, multiply the 24K rate by (22 / 24), multiply by total tolas, and add making charges (Jorai) and wastage (Kass). For example, at PKR 285,000 / Tola for 24K, a 1 Tola 22K ring with PKR 6,000 making charges costs exactly PKR 267,250. Calculate any jewelry quotation instantly using our free Pakistani Gold Calculator.
Traditional Pakistani Gold Units Explained (Sarafa Standards)
Across Pakistani jewelry markets—from Lahore's Suha Bazaar and Karachi's Sarafa Market to Rawalpindi's Sarafa Bazaar—gold is rarely quoted exclusively in grams. Instead, jewellers rely on the ancient Mughal weight system consisting of Tola, Masha, and Ratti.
| Unit Name (Urdu / English) | Equivalent in Tolas | Equivalent in Grams | Equivalent in Ratti |
|---|---|---|---|
| 1 Tola (تولہ) | 1.000 Tola | 11.6638 g | 96 Ratti (12 Masha) |
| 1 Masha (ماشہ) | 1/12th Tola (0.0833 T) | 0.9720 g | 8 Ratti |
| 1 Ratti (رتی) | 1/96th Tola (0.0104 T) | 0.1215 g | 1 Ratti |
| 10 Grams (Bullion Bar) | 0.8573 Tola | 10.0000 g | 82.3 Ratti |
| 1 Troy Ounce (oz) | 2.6666 Tolas | 31.1035 g | 256 Ratti |
How to Calculate 22K, 21K, and 18K Jewelry Rates
The daily gold rate broadcast on national news and Sarafa bulletins is always for 24 Karat fine gold bullion (99.9% purity). However, pure 24K gold is too soft for wearable jewelry. Retail jewelry is made in alloys:
- 22 Karat (916 Hallmark): Contains 22 parts gold and 2 parts alloy (copper/silver) =
22 / 24 = 91.67% Purity.
Formula:22K Rate = 24K Rate × (22 / 24) - 21 Karat (875 Gulf Hallmark): Contains 21 parts gold =
21 / 24 = 87.50% Purity.
Formula:21K Rate = 24K Rate × (21 / 24) - 18 Karat (750 Hallmark): Contains 18 parts gold =
18 / 24 = 75.00% Purity.
Formula:18K Rate = 24K Rate × (18 / 24)
Making Charges (Jorai) and Wastage (Kass) Breakdown
When purchasing finished jewelry, the quotation includes two artisan labor costs:
Making Charges (جڑائی - Jorai)
The craftsman labor cost. In Pakistan, this is quoted either as a flat fee per tola (e.g., PKR 4,000 to PKR 8,500/Tola) or as a percentage of gold value (4% to 8%). Hand-carved bridal sets command higher making charges than machine-cast plain chains.
Wastage / Melting Loss (کاس - Kass)
Small amounts of gold lost during melting, filing, and polishing. Jewellers traditionally add 1 to 2 Ratti per Tola (1 Ratti per Tola = ~1.04% added weight). Always confirm whether your jeweller includes or waives Kass charges.
Worked Example: Buying a 2.5 Tola 22K Gold Bangle
Let us calculate the exact purchase price for a gold bangle weighing 2 Tolas and 6 Mashas (2.5 Tolas = 29.16 Grams):
Calculate Your Exact Jewelry Quotation
Convert Tolas to Grams, calculate 22K/21K/18K rates, and verify making charges with our live calculator.
Open Pakistan Gold Calculator →Frequently Asked Questions (FAQ)
How many grams are in 1 Tola gold in Pakistan?
In Pakistan, 1 Tola equals exactly 11.6638 grams. It is subdivided into 12 Masha and 96 Ratti.
How do you calculate 22K gold rate from 24K rate?
Multiply the 24K rate by (22 / 24). For example, if 24K is PKR 285,000, 22K is PKR 285,000 × (22 / 24) = PKR 261,250 per Tola.
How many Masha and Ratti make one Tola?
1 Tola contains 12 Masha. 1 Masha contains 8 Ratti. Therefore, 1 Tola equals 96 Ratti (12 × 8 = 96).
What is a fair making charge (Jorai) per Tola in Pakistan?
Standard jewelry making charges typically range between PKR 3,500 to PKR 8,000 per Tola depending on the intricacy of the craftsmanship.